Step-by-Step Funding Process

Your Path to Business Funding

The Funding Process & The Burns Funding Method Explained 

Here's How It Works

Qualifications

Your credit profile determine eligibility, funding limits, and available programs. To review your credit profile, you create a 1-week free account with our partner Credit Ready, where you can access your credit score and detailed insights into your credit standing and history. This information may be shared with our team to help determine potential funding options.

 

Participation Agreement

If you choose to participate in the Burns Funding Method, a separate agreement outlining the structure and participation terms will be reviewed and executed before implementation.

 

Contract Agreement:

We finalize and sign a partnership agreement. See Contract Sample HERE

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Process

Initial Funding Review
Your funding profile is evaluated to determine which programs within our partner lending network may be suitable for your business.

 

Application with Lending Partners
Once qualified, your application is submitted to independent third-party lenders who review your business profile.

 

Funding Approval
If approved, funding is issued directly by the lender under their terms, conditions, and underwriting process.

 

Burns Funding Method Participation
Have 100% of your loan balance paid off on your behalf.

Benefits of Working with Burns Funding

Access to Capital
Through our network of independent lending partners, qualified business owners can access funding opportunities that may otherwise be difficult to secure through traditional channels giving you the capital needed to grow, invest, and move your business forward.

 

Experienced Guidance
You’ll benefit from the insight and strategic guidance of Peter J. Burns III, a serial entrepreneur with nearly five decades of business experience. Having started over 150 companies and worked with thousands of entrepreneurs worldwide, Peter brings a practical understanding of how to structure capital, scale businesses, and identify opportunities that support long-term success.

 

A Strategy Beyond Funding
Burns Funding is focused on more than simply helping clients obtain capital. For select participants, the goal is to combine funding with strategic deployment opportunities designed to support repayment and create long-term financial leverage for the business owner.

Important Considerations

Funding Review Process
After submitting your application, our team and our lending partners will review your financial profile to determine potential funding options.

 

Credit Stability
During the funding process, it is important to avoid actions that could negatively affect your credit profile, as changes may impact approval or funding amounts.

 

Third-Party Lending Decisions
All underwriting decisions, approvals, funding terms, and timelines are determined solely by the independent third-party lender.

 

Due Diligence
Clients are encouraged to carefully review all funding agreements and lender terms prior to accepting funding.

Objections & FAQs

How does this impact my personal credit?

Your credit is only used to establish the corporation and is minimally affected by the funding.

Our smaller shelf corporations are 2–3 years old, while our larger shelf corporations are 4+ years old.

Yes, by partnering with someone who has a credit score of 720 or higher or applying for our ITIN program.

No, but it is fully set up to apply for and build credit. We will assist you in this process. 

Once the contract is finalized, the process typically takes from a few weeks up to 60 business days to complete.

Unused credit lines are converted into cash to fund the purchase of the shelf corporation.

Once the loan is fully repaid, your credit line resets to zero, and the credit is restored. You can then choose to use your credit or start another round of funding.

The payment for the shelf corporation is required upfront but you can apply for a Bridge Loan to cover your Shelf Corporation cost.

We will finalize and sign the agreement beforehand to ensure you have all guarantees in place before moving forward. See our Contract Sample HERE

The Burns Funding Method

The Burns Funding Method is a program where we partner with you and leverage passive income strategies to fully repay 100% of your loan, allowing you to secure funding without the financial burden

Individuals need a 720 credit score to qualify

Our partners receive between $250,000 to $1.6Mil depending on their financial profile. Interest rates are based on your creditworthiness and financial history.

After fees and overhead, the remaining loan is split 50/50, with Burns Funding allocating its share toward income-generating assets to cover the repayment.

50% after initial 25% overhead and fees.

Fees are incorporated into the loan structure.

Burns Funding guarantees 100% of the loans and repayment through passive income strategies.

Decisions to move forward are made within 24 hours of receiving the required credit score.

YES! Many businesses and entrepreneurs have achieved their financial goals using the Burns Funding Method.

Repayment terms are flexible and typically paid off in under three years.

Investments are chosen based on returns, risk, and alignment with your financial goals. Here are some examples.

Funds can be used for various business ventures and entrepreneurial needs.

Burns Funding monitors investments and adjusts strategies as needed to ensure repayment.

Terms regarding early repayment will be outlined in the loan agreement.

Factors include credit history, income stability, and financial health.

Burns Funding offers personalized support throughout the loan process, from start to finish

Burns Funding operates nationwide in the U.S and also have a separate program for non-Americans.

Yes, subject to approval and qualification criteria.

Sign up with Credit-Ready

We’ll back your repayment with four stable, income-generating assets: exotic car rentals, Airbnb arbitrage, eCommerce stores, and a proprietary FOREX trading platform. We’ll use our half of the funding capital to acquire these assets to pay back your 100% of your loan, and they’ll generate enough monthly income to cover repayments. To protect you, we’ll maintain a reserve fund covering 2–3 months of payments in case anything unexpected comes up.

 

We’re also in the process of securing wholesale life insurance policies to guarantee repayment if something were to happen to us.

 

Plus, we’ll have a solid legal agreement in place between Burns Funding and each Shelf buyer to make sure all obligations are clearly defined and protected, even if leadership ever changes.

 
  1. How does the Burns Funding Method differ from traditional loan options?”
    The Burns Funding Method uses passive income strategies to repay the loan in full, minimizing financial strain.
  2. “What are the eligibility criteria for qualifying for funding through Burns Funding?”
    Individuals need a 720 credit score to qualify.
  3. “How much funding can I expect to receive through Burns Funding?”
    On average, partners receive $200,000-$250,000, depending on their financial profile.
    Interest rates are based on your creditworthiness and financial history.
  4. “Can you explain the process of creating a secondary passive income stream to repay the loan?”
    50% of the loan is allocated to income-generating assets to cover repayments.
  5. “What percentage of the loan is used to create the passive income stream?”
    50% after the initial 16% banker fees.
  6. “Are there any upfront costs or fees associated with Burns Funding?”
    A 16% fee is incorporated into the loan structure.
  7. “Who bears the risk associated with loan repayment?”
    Burns Funding guarantees the loans and repayment through passive income strategies.
  8. “How long does it take to receive a decision on loan approval?”
    Decisions to move forward are made within 24 hours of receiving the required credit score.
  9. “Can you provide examples of successful clients?”
    Many businesses and entrepreneurs have achieved their financial goals using the Burns Funding Method.
  10. “What is the repayment schedule like?”
    Repayment terms are flexible and typically paid off in under three years.
  11. “How are the passive income investments selected?”
    Investments are chosen based on returns, risk, and alignment with your financial goals. Here are some examples.
  12. “Can I use the funds for any purpose?”
    Funds can be used for various business ventures and entrepreneurial needs.
  13. “What happens if the passive income isn’t enough to repay the loan?”
    Burns Funding monitors investments and adjusts strategies as needed to ensure repayment.
  14. “Are there penalties for early repayment?”
    Terms regarding early repayment will be outlined in the loan agreement.
  15. “How does Burns Funding evaluate creditworthiness?”
    Factors include credit history, income stability, and financial health.
  16. “What level of support does Burns Funding provide?”
    Burns Funding offers personalized support throughout the loan process, from start to finish.
  17. “Are there geographical restrictions on applicants?”
    Burns Funding operates nationwide in the U.S.
  18. “Can I apply for multiple loans simultaneously?”
    Yes, subject to approval and qualification criteria.
  19. “How can I get started with Burns Funding?”
    Schedule a call to begin the application process and explore your funding options.
Schedule a Call

Funding Strategy Call

Start by scheduling a call with a Burns Funding Advisor to discuss your goals and explore potential funding options available through our network of lending partners. During this call we will review your business profile, discuss potential funding programs, and explain how the Burns Funding Method works for clients who choose to participate. This strategy session helps determine the most appropriate path forward before submitting your application to participating lenders.

Submit App to Lender

Submit Application to Lending Partners

Funding Application Submission Once your profile is reviewed, your application may be submitted to independent lending partners that match your credit profile and business funding needs. A funding advisor will walk you through available programs and help identify potential funding options. Depending on the lender and program, funding may be available in as little as a few weeks after approval. Burns Funding does not control lender decisions, underwriting criteria, or funding timelines.

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Burns Funding Method Implementation

If you have chosen to participate in the Burns Funding Method, Burns Funding will coordinate the deployment of its allocated portion of Net Proceeds into structured passive income opportunities designed to repay 100% of the funding balance. This strategy is managed by Burns Funding and monitored through structured reporting and performance tracking. Participation in the Burns Funding Method is optional and governed by a separate written agreement.

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Burns Funding Agreement

While your funding application is being processed, Burns Funding may begin preparing the structure required for participation in the Burns Funding Method. Once funding is approved and disbursed by the lender, the Burns Funding Method participation agreement may be executed and implemented in accordance with the program structure. This process ensures coordination between funding approval, capital deployment, and the passive income strategy used to support repayment.

DO YOU HAVE A 650 CREDIT SCORE?
THIS COULD BE THE GAME CHANGER FOR YOU AND YOUR BUSINESS.

Burns Funding provides entrepreneurs with a strategic way to access business funding through independent lending partners. For select clients, the Burns Fundng Method combines funding with a structured passive income strategy designed to support repayment of the loan balance. It’s a straightforward approach for entrepreneurs ready to secure capital and take the next step in growing their business.

 

The Burns  Equation

Podcast

 
 
The Burns Equation Podcast is a twice-monthly podcast that features successful entrepreneurs and those who support them.
 

Listen on Spotify

 
 

 

 

Funding Accelerator

Network

 
Funding Accelerator Network – A private Community of entrepreneurs and small business owners discussing all things funding. LIVE bi-weekly call with Peter, founder of Burns Funding. 
 

Join Us

 
 

 

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