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One of the biggest and most common reasons clients choose a bridge loan is to lower their credit utilization.
Paying down balances not only frees up available credit, but also strengthens your profile by showing repayment history and trustworthiness to lenders.
This simple step often sets clients up to win, because most people don’t realize how impactful lowering utilization can be for future approvals. It’s an all-around win, improving credit health now and opening the door to larger funding opportunities later.
Bridge funding provides interim capital that can be accessed quickly, often in as little as six days. It’s designed to cover expenses such as:
1. Shelf Corporation purchase costs
2. Credit repair fees
3. Required credit card expenses
4. Other essential business needs that can’t wait
Our Bridge Loans are subject to approval by our lending partners. Here’s what you need to know:
1. Minimum credit score: 650 FICO
2. Pre-qualification: If you’ve already completed the CreditReady process, we know exactly where you stand, making introductions to our funders fast and simple
3. Funding size: We’ve seen loans as high as $200,000 approved
4. Funding speed: As fast as 6 business days and less than two weeks.
Shelf Corporation approvals require a 720+ credit score and typically take 45–60 days.
For entrepreneurs who need capital sooner, Bridge Funding provides a practical solution.
We help clients in just a few short weeks secure capital in interim funds to keep their businesses moving forward or to use the money for whatever else they want.
When your Shelf Corporation funding is approved, a portion of those funds can be allocated to fully pay off your Bridge Loan.
And then—when you enroll in the Burns Funding Method, your payments on both the Bridge Loan and the Shelf Corporation are covered through our passive income strategies.
Start with fast access to interim capital. Our Bridge Loan Program provides quick funding to cover essential expenses while you prepare for long-term financing.
After approval, secure your Shelf Corporation to gain access to as much as $1.6 million in available funding
With your Shelf Corporation in place, secure larger business funding, often in the hundreds of thousands, designed to fuel growth and long-term stability.
After banker fees, the funds are split, Burns Funding’s portion is invested into passive income streams designed to repay 100% of the loan.
Not sure which funding path is right for you? Whether it’s personal or business, we’re here to guide you every step of the way.
Burns Funding
7514 Girard Ave Suite 1416, La Jolla, CA 92037
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